How Does Health Insurance Work?

For availability, prices and full details of protection, contact a licensed agent or Cigna gross sales consultant. Many people within the United States get a health insurance coverage by way of their employers. Insurance by way of employers is often with a managed care plan.

The Medicare and Medicaid programs had been estimated to quickly account for 50 percent of all nationwide health spending. These factors and many others fueled interest in an overhaul of the health care system in the United States. In 2010 President Obama signed into law the Patient Protection and Affordable Care Act. This Act includes an ‘individual mandate’ that every American will need to have medical insurance . During 26–28 March, the Supreme Court heard arguments regarding the validity of the Act. The Patient Protection and Affordable Care Act was decided to be constitutional on 28 June 2012.

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The Supreme Court …